Genesis evaluates all applications and applicants on the basis of:

• Organizational Capacity: Ability of the applicant to complete the project with available resources;
• Financial Soundness: Fiscal condition of the organization, credit history;
• Project Feasibility: Ability of the applicant to repay loan; and
• Collateral Position.

To ensure that social benefits are maximized, Genesis supports projects and organizations that:

• Contribute to community life;
• Strengthen the economic base of low income communities;
• Embody ingenuity and frugality;
• Guarantee long-term affordability and accessibility for low income households;
• Combine affordable housing with needed social services for groups such as the frail elderly and low income single parents and their children.